投资理财
暑期親子理財教育雙語交流(1):借投資的時間給孩子
发表于 2009-07-18 15:18 【冠軍專欄】暑期已至,華裔父母們如何與在美國長大的A B C(American Born Chinese)孩子多一些有意義的互動交流?根據一些讀者的建議,本報特約專欄作家唐冠軍精選親子理財教育新觀念,並以雙語交流形式讓父母與孩子們一起共同學習投資理財。
来源:唐冠軍
*Theconcepto fLendtime to your children”.Thiscontribution is very importantto help your kids to shed povertyand become rich.
“借時間給孩子”的這個觀念是非常重要的。因為它可以幫助你的孩子“離貧、致富”。
*The judgment for real estateinvestment doesn’t emphasize onthe quantity,but on the lengthof time.That means how longyour ownership will last.
“房地產投資不在於數量多而在於時間。它的成敗在於你擁有房地產的時間有多久。”
*If we had known how toborrow time from our parentsand grandparents when we werekids,we should be ver y r ichnow.“如果當我們還很小的時候,就懂得“向父母借時間、向祖父母借時間”如果你是這樣做的話,相信你現在一定很富有。”
*“St udy ha rd a nd workha rd”ha s been the road tosuccess as a universal truth.Butnow we have to reconsider thiscontroversial question:“Howmuch can this road help youcreate your personal fortune?”
“好好讀書、好好做事”這條路對創造個人財富是否有幫助,值得我們重新探討。”
*The short cut of a successfulinvestment is like traveling byplane.It will take you directlyto your destination,because youcannot afford to waste your timefor financial management.
“成功投資的捷徑像是“坐飛機”一樣,載你直接到達目的地,因為你沒有多餘的理財時間可以去浪費。”
*To accumulate the wealth ofreal estate depends on time.Theearlier you make the investment,the bigger profits you will make.“累積房地產的財富需要靠時間,投資愈早獲利就愈大。”*The traditional concept tellsus that people can earn moneyw it h k nowled ge a nd spec ia ltalent.Although no one can denythe concept,yet it is not perfectenough.
“傳統的賺錢觀念就是“只要把書唸好、有一技之長就能賺錢。”這種觀念不是不好,而是不夠好。”
*As a boss it doesn’t matterwhich class you belong.If youcan hire the first class employeesto work for you,your companywill certainly have rich moneyresources.
“不管你是第幾流的老闆,只要能聘用第一流的人才為你效力,那麼你的公司就大有錢途了。”
*It is good for you to besmart in learning knowledge.But it is much better for you ifyou know how to run a factoryor a company and hire the bestemployees to work for you.Thereason is quite simple.Withyour knowledge you can onlyearn a single payment of salary,while a boss can earn many moretimes of salaries.
“會唸書”固然是好事,但懂得開公司、開工廠,且能僱用第一流的人才為你效力,才更是好事。因為會唸書只能賺一份薪水,會做老闆的,則可以賺幾十份薪水。”
*Imagine how the parentsdesigned the ways and means tomake money for their childreni n ol d t i me s.I s n’t it l i keriding in a train?When thechildren began to understand theimportance of investment,theywere already in their fifties orsixties.Alas,it’s too late!
“想想看傳統父母為孩子設計好的賺錢方法是不是很像在坐火車,開開停停,等到孩子懂得開始學會“房地產投資”的時候,己經進入五、六十歲了,那是太晚了。”
*To be capable in managingfinance is more important thancapable in making money.Thereis another saying similar to thisone.To be a good boss is moreimportant than to be a smartscholar.So,the conclusionis specia l izing in rea l estateinvestment is more importantthan doing anything else.
“會理財比會賺錢更重要。”同樣的道理“會做老闆比會唸書更重要。”最終的道理是“會投資房地產比什麼都重要。”
*The increase of the rea le s t a t e v a l u e n e e d s t i m e t onourish.The length of time willdetermine its value.“房地產的增值”需要時間來滋養,時間的長短,決定了房地產的價值”。(待續)
編者按:唐冠軍是著名房地產走勢分析師。美國洛杉磯“冠軍專欄”專欄作家。前世界地產報專欄作家。前生活電台“富爸爸富媽媽開講”主持人。《地產大亨的富腦袋》作者。《富爸爸富媽媽語錄集》作者。《成功的900條禁忌》作者。《中華商報》─“地產專欄”,《時代週刊》─“地產投資”特約專欄作家。《唐冠軍商業地產介紹買賣》專欄主編。“冠軍投資理財實務研習班”、“百萬富翁製造工廠研習班”講師。
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